Foreign Caregiver Cost in Israel 2026: ₪10K–14K/Month

A live-in foreign caregiver in Israel costs about ₪10,250–14,000 per month in 2026. That includes the ₪6,443.85 legal minimum wage (24/6), pension, National Insurance, health cover, and housing. One-time recruitment is usually ₪10,000–20,000. Below is every line item so you can budget before you hire.


Cost Summary at a Glance

One-Time Costs (at recruitment)

ItemCost
Agency recruitment fee6,000–12,000 NIS
One-way flight ticket2,000–4,500 NIS
Annual visa fee1,390 NIS
Medical exams (country of origin)500–1,200 NIS
Total one-time~10,000–20,000 NIS

Monthly Recurring Costs

ItemMonthly Cost (April 2026)
Gross salary (legal minimum 24/6)6,443.85 NIS
Pension (minimum 12.5%)805 NIS
National Insurance (employer share)~400–600 NIS
Health insurance500–900 NIS
Housing1,500–3,500 NIS
Food (if not provided in kind)600–1,200 NIS
Total monthly~10,250–14,000 NIS

Note: The minimum wage for caregiving (24/6 schedule) was updated to 6,443.85 NIS gross per month as of April 2026.


Line-by-Line Breakdown

Salary

Legal minimum for a live-in caregiver (24/6 schedule): 6,443.85 NIS/month gross as of April 2026.

This covers the full 24/6 schedule. Experienced workers with specialised skills typically earn more.

Included in the minimum:

  • Base daily rate
  • Includes rest days as calculated for 24/6 workers

Not included:

  • Overtime beyond the statutory norm
  • Bonuses
  • Special expense reimbursements

Social Contributions

ItemPercentageMonthly Amount
Pension (employer contribution)7.5%~483 NIS
Pension (employee share paid by employer)5%~322 NIS
Severance (accrual)8.33%~537 NIS
National Insurance~6%~387 NIS
Total contributions~26%~1,729 NIS

Housing

Legal requirement: The employer must provide a caregiver with:

  • Private room
  • Bathroom with shower
  • Kitchen access
  • Heating/air conditioning
  • Internet connection

Monthly cost:

  • Central Israel (Tel Aviv, Gush Dan): 2,000–4,000 NIS
  • Periphery: 1,000–2,000 NIS
  • At the patient's home (separate room): Often negligible incremental cost

Health Insurance

Mandatory from day one of employment.

Options:

  • Comprehensive private insurance: 500–900 NIS/month
  • Minimum coverage insurance: 300–500 NIS/month

Health insurance protects both the worker and the employer — uninsured medical expenses can become the employer's liability.


Comparison With Alternatives

OptionMonthly CostWhat's Included
Foreign live-in caregiver (24/6)10,000–14,000 NISRound-the-clock, 6 days/week
Israeli caregiver (shifts)15,000–25,000 NISNot live-in, fewer hours
Nursing home12,000–30,000 NISInstitutional care
Day care centre3,000–6,000 NISDaytime hours only

Bottom line: For patients requiring continuous support, a foreign live-in caregiver is typically the most cost-effective solution.


Who Qualifies for a Foreign Caregiver?

Not everyone can hire a foreign caregiver — eligibility requires demonstrated functional limitations:

  • National Insurance Institute — caregiver benefit at level 4–6 (depends on age and condition)
  • Medical committee — confirmation of need for continuous assistance
  • Interior Ministry — work permit for caregiving

See: 7-step guide to recruiting a foreign worker


How to Reduce Your Out-of-Pocket Costs (Legally)

National Insurance caregiver benefit: Up to 2,954 NIS/month for eligible patients — significantly reduces your net cost.

Municipal grants: Some municipalities offer subsidies for elderly care — check with your local authority.

Benefits audit: Before recruiting, exhaust all caregiver benefits your loved one is entitled to.


Frequently Asked Questions

What is the minimum caregiver salary in Israel in 2026?
6,443.85 NIS/month gross as of April 2026, for the standard 24/6 live-in schedule.

Does the employer pay for health insurance?
Yes — health insurance for the worker is the employer's legal obligation.

Is housing really mandatory?
Yes, for live-in caregivers it's a legal requirement. The room must be habitable with basic amenities.

What if the worker gets sick?
Full salary continues plus health insurance coverage. Foreign workers have the same sick pay rights as Israeli employees.

Who pays for the return flight?
The employer pays for the return flight at the end of employment — this is a legal obligation.

Can I deduct housing costs from the salary?
Yes, a small deduction for housing is permitted by law, but it's capped and must be agreed in writing.

What happens if I stop needing a caregiver mid-year?
You can end employment — but must follow the legal termination procedure: advance notice, severance pay, and return flight.


Ready to Plan Your Budget?

Horizon Work will help you calculate the exact cost for your specific situation. Contact us for a free initial consultation.

See also: Recruiting Foreign Workers 7 Steps | Foreign Worker Visa Check | Taagid Agency Guide

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